In the moment, unlimited, from 17 banks

Instant Fund Transfer

With the rise of online platforms, speeding up settlements with customers and business partners has become a necessity for organizations, companies, and platforms. One of the common challenges for large businesses is the limitations on transfer ceilings, cycle-based processing via PAYA, and SATNA time constraints on holidays. Toman has solved these issues by providing a Cash-Out solution, enabling instant fund transfers from 17 banks in the country. With this service, all fund transfer requests are processed and executed instantly and directly between banks.

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نرخ موفقیت

کمترین خطا، از طریق سیستم مانیتورینگ پیشرفته

0 + میلیارد تومان

حجم تراکنش سالانه

حجم بالای تراکنش‌ها، نشان از اعتماد گسترده کسب‌وکارهای همکار به تومن

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تعداد تراکنش سالانه

تعداد بالای تراکنش‌ها، به دنبال همکاری تومن با کسب و کارهای مختلف در بازارهای متفاوت

Wide Banking Network

Toman's instant money transfer service allows direct money transfers from 17 different banks. This service meets the financial needs of businesses 24 hours a day, even on holidays. With this extensive banking coverage, businesses can easily transfer funds without any concern about banking restrictions and gain greater satisfaction from their customers and partners.

High Speed

Transferring money through Toman service takes less than 3 seconds. Unlike Paya and Satna methods that is limited in time, this service has no time restrictions. Since there is no limit to transfer, the system allows users to easily transfer as much as money they want. This high speed meets the needs of instant settlement and immediate payments for businesses.

24/7 Monitoring

The Toman Instant Transfer service continuously monitors four different PSPs (Payment Service Providers), ensuring that if any disruptions occur in one PSP, the transaction is automatically processed through another. This 24/7 monitoring minimizes errors and delays in payment processing, increasing transaction success. Businesses benefit from stability and security in all their transactions with this intelligent system.

Smart Liquidity Management

Toman's Instant Fund Transfer service analyses transaction data and customer behaviour to provide smart liquidity management across 17 different banks. This analysis helps businesses manage their liquidity more effectively and make better financial decisions. Smart liquidity management is especially useful for large companies and organizations with numerous transactions, helping them save costs and increase efficiency in their financial activities.

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وب سرویس و APIهای انتقال وجه آنی

وب سرویس‌ها و API‌های تومن تمامی نیازهای مالی کسب‌وکار شما را به صورت یکپارچه و بدون نیاز به پیاده‌سازی‌های متعدد رفع می‌کنند. این ابزارها با امکان شخصی‌سازی متناسب با نیازهای خاص هر کسب‌وکار، تمامی فرآیندهای پرداخت را به صورت اتوماتیک و کارآمد مدیریت می‌کنند و تجربه‌ای بی‌نقص برای مشتریان شما ایجاد می‌کنند.

Why Toman?

Innovative Solutions

Toman's solutions are optimized for various financial challenges, ensuring you remain up-to-date and efficient.

Trusted by reputable brands

Due to trustful cooperation with X reputed brands, Toman is recognized as a dependable financial partner.

Extensive Banking Network Access

Partnering with 15 reputable banks, Toman offers unparalleled access to banking systems, ensuring fast and unrestricted transactions.

24/7 Support

Toman's support team is available 24/7 to address your concerns and ensure peace of mind.

Stability During High Traffic

Designed for peak performance, Toman systems remain stable even during the busiest times.

Variety in Payment Methods

Toman offers multiple payment options to create a smoother and more flexible experience for your customers.

تومن، به روایت کاربران/همکاران

FAQs

Instant fund transfer is available from the following 17 banks: Melli, Mellat, Tejarat, Saderat, Sepah, Keshavarzi, Resalat, Shahr, Parsian, Pasargad, Saman, Eghtesad Novin, Maskan, Refah, Ayandeh, Pad, and Bloo.

The service is activated within two PAYA cycles after the funds are deposited.

99.8%

No. Once the service is activated, you can register transactions without any limitations.

The service fee is 1% of the transaction amount, up to 8,000 Tomans.

Toman performs the discrepancy process on a daily basis. Customers can receive their discrepancy report via API at any time of the day or night.

درخواست سرویس